Vacation Insurance for Hurricanes and Other Events

 

Hurricanes can ruin a vacation. Some of the best vacation rental destinations are in hurricane zones, and to top it off, the height of hurricane season is summer. But, there’s a way to help protect your vacation investment if a hurricane becomes a trip-wrecker.

Vacation rental insurance from Generali Global Assistance can help with a variety of obstacles that you might face during hurricane season, such as flight delays or cancellations due to adverse weather, road service interruptions, interruptions of essential services at your vacation rental and mandatory hurricane evacuations.

Help protect your vacation by purchasing a plan now. Once a hurricane is forecasted or it’s clear that it will impact travel to your destination, insurance coverage for that hurricane is no longer available.

Travel Insurance Alerts

Read hurricane coverage FAQs to learn more

Sometimes, events happen that can affect available coverage for new travel insurance plans. If it is a high-profile event that can affect many of our policyholders, we release a travel insurance alert so travelers are aware that coverage for a certain event has been cut off for any plans purchased after the announced date. A list of alerts for vacation rental travel insurance plans is below.

Remember, travel insurance is designed to help protect you against unforeseen events, which means it is meant to be bought before a covered event occurs. Please contact us if you have questions about a travel insurance alert.

2024

June 3rd, 2024 - Corral Fire

The Corral Fire erupted on Saturday afternoon, June 1st, 2024, in the grassy hills managed by the Lawrence Livermore National Laboratory, one of the country's key centers for nuclear weapons science and technology. The fire scorched about 14,168 acres and was 50% contained by Sunday evening. Thousands of people in the area, including parts of the city of Tracy with a population of 100,000, were ordered to evacuate to evacuation centers on Saturday. Tracy is about 70 miles south of California's capital in Sacramento. The San Joaquin County Office of Emergency Services issued an evacuation order for areas west of the California Aqueduct, south of Corral Hollow Creek, west to Alameda County, and south to Stanislaus County. The wildfire also forced the closure of two major highways, including an interstate connecting the San Francisco Bay Area to San Joaquin County in central California, but they had reopened by Sunday afternoon. The evacuation order was downgraded to an evacuation warning after 6 p.m. Sunday, allowing residents to return to their homes while remaining vigilant should conditions change. As of Sunday evening, CalFire said the cause of the wildfire was under investigation.

Customers are strongly encouraged to read their state Plan document document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after June 1st, 2024.

April 5th, 2024 - Winter Storm Tormund

The Weather Channel named Winter Storm Tormund on Wednesday, April 3rd, 2024. As of the latest update, Tormund will continue to bring snow and strong winds to parts of the Northeast until the week's end, marking the end of its multi-day journey across the nation’s northern tier. The storm has already brought over a foot of snow in some areas and caused power outages affecting hundreds of thousands of people. Rain and snow are affecting New England, upstate New York, and the Appalachians, while showers continue across parts of the Midwest. Significant snowfall has been reported in southern Maine, Vermont, New Hampshire, and northern New York as of Thursday afternoon. The storm has generated 14.2 inches of snow near La Crosse, Wisconsin, and up to 19 inches in the Upper Peninsula of Michigan over the past few days. The combination of heavy, wet snow and gusty winds has resulted in power outages across multiple states, from Wisconsin and Michigan to upstate New York and northern New England. According to poweroutage.us, more than 650,000 customers were without power in the Midwest and Northeast combined. The National Weather Service has lifted winter storm warnings and winter weather advisories in New England, upstate New York, and the central Appalachians. Areas still under warnings should anticipate the most challenging travel conditions.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after April 3rd, 2024. 

April 5th, 2024 - Taiwan Earthquake

On Wednesday, April 3rd, 2024, a powerful magnitude 7.4 earthquake hit 11 miles south of Hualien, Taiwan, at a depth of 34.8 km, as reported by the U.S. Geological Survey. This event marked the strongest earthquake to affect Taiwan in 25 years. More than a thousand individuals were injured in the earthquake, with at least 12 fatalities and around 700 people still missing or stranded in remote areas. Mayor Hsu Chen-Wei stated that 48 residential buildings sustained damage, some of which were leaning dangerously with their ground floors severely impacted. The quake and its subsequent aftershocks triggered landslides and inflicted harm on roads, bridges, and tunnels. Although the national legislature and parts of Taipei's primary airport experienced minor damage, the Central Weather Administration documented over 300 aftershocks from Wednesday morning through Thursday.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after April 3rd, 2023.

February 26th, 2024 - Winter Storm Noor

The Weather Channel named Winter Storm Noor on February 25th, 2024. Noor is currently impacting the region further to the west with heavy rain and snow. The storm will bring widespread snow across the Western Mountains and Rockies this week and precipitation to parts of the Cascades, accompanied by wind-driven snow. There's a potential for flooding along the northwest coast, stretching from northern California through Oregon and into Washington. Rainfall totals could reach upwards of 3 inches in areas like Seattle and Medford, while Salt Lake City may experience one to three inches of snowfall. Winter weather alerts, including blizzard warnings for parts of northeastern Nevada’s higher elevations, have been issued across the western U.S.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after February 25th, 2024.

February 12th, 2024 - Winter Storm Lorraine

The Weather Channel named Winter Storm Lorraine on February 12th, 2024. Lorraine will become a nor-easter as it brings heavy snow and strong winds to the East early this week, impacting areas from Boston to New York City. Most areas from northeast Pennsylvania to southeast New York and southern New England can expect 5 to 12 inches, with locally higher totals possible. Travel disruptions are likely on Tuesday as the storm moves quickly eastward. In parts of the Ohio Valley, Lorraine is dropping snow and rain is spreading across the South and mid-Atlantic. Flight delays are anticipated at major Northeast airports. Wind gusts of 30 to 40 mph may reduce visibility and cause scattered power outages. Coastal flooding and beach erosion are concerns from southern New England to the mid-Atlantic coast. School closures are announced for Boston and New York City, and travelers are advised of potential airport delays and hazardous road conditions along Interstate 95. The National Weather Service has posted winter storm warnings from southern New England to southeast New York, northern New Jersey and central and northeast Pennsylvania.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after February 12th, 2024

February 7th, 2024 - Chile Wildfires


The Chile Wildfires began Friday, February 2nd, 2024 on the mountainous eastern edge of Viña del Mar, a beach resort known for a festival that attracts the best in Latin music. Two other towns, Quilpé and Villa Alemana, also were hit hard. The wildfires have devastated swaths of central and northern Chile, destroying thousands of homes and buildings and turning neighborhoods to ash. The death toll from wildfires that ravaged central Chile for several days increased to 131 on Tuesday, and more than 300 people were still missing as the blaze burns themselves out. Chile’s Forensic Medical Service has said many bodies recovered from the fires were in bad condition and difficult to identify, but forensic workers would take samples of genetic material from people reporting missing relatives. President Gabriel Boric, who visited the region on Tuesday, has said at least 3,000 homes burned as the fires spread quickly in dry weather and strong winds. The devastating wildfires tearing across large parts of Chile are believed to be the country’s deadliest on record, according to the United Nations disaster agency, as firefighters struggle to contain more than 160 blazes after days of burning. President Gabriel Boric declared a state of emergency Sunday as coastal cities including Viña del Mar and Valparaiso choked with smoke, when fires moved from forested to urban areas.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after February 2nd, 2024.

February 7th, 2024 - Winter Storm Kayden

The Weather Channel named Winter Storm Kayden on February 6th, 2024 due to winter storm warnings covering more than 400,000 square kilometers of the western United States. As the storm moves through the West, widespread heavy snow will fall over a large area of the western U.S through midweek. Heavy snow from Kayden has tapered off in the Sierra but has spread across much of the interior West, reaching as far east as North Dakota. Snow will intensify across the interior West on Wednesday, with gusty winds in the Southwest, creating hazardous travel conditions due to the combination of heavy snow and strong winds. By late Wednesday, a rain-snow mix will transition to snow in eastern Montana and western North Dakota, while snow will also develop in western South Dakota and northwestern Nebraska Wednesday night. Significant snowfall, exceeding a foot, is expected in the higher elevations of southern Utah, Arizona, and southern Colorado, with moderate snowfall anticipated across a wide area from Nevada into Idaho, Montana, and Wyoming. California has already experienced heavy snowfall, with over 30 inches reported at Mammoth Mountain, and an additional foot is possible in the southern Sierra Nevada through Thursday.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after February 6th, 2024.

January 22nd, 2024 - Winter Storm Jarvis

The Weather Channel named Winter Storm Jarvis on January 22, 2024, and it is set to bring hazardous ice conditions. Accumulating ice from the storm could become heavy and result in building or water damage. Over 66 million people are under winter alerts as Jarvis moves across the country, causing ice and snow in the Ozarks, Plains, Midwest, southern Great Lakes, and Northeast. The atmospheric flow from the Gulf of Mexico will bring heavy rain to the South. According the Weather Channel’s forecast there is potential flooding in various regions, with rain totals ranging from 3 to 10 inches in some locations.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after January 22nd, 2024. 

January 17th, 2024 - Winter Storm Indigo

Winter Storm Indigo was named by the Weather Channel on January 15th, 2024. The storm has brought ice and snow to the Northwest and is set to spread across the Midwest and East, creating hazardous travel conditions. Freezing rain persists in Oregon's Willamette Valley, especially in Portland, with reported ice accumulation up to a quarter-inch. Early Wednesday, over 80,000 homes and businesses in Oregon were without power, according to poweroutage.us. Indigo will continue snowfall in the northern Rockies until Thursday or Friday, then potentially bring light to moderate snow in the Midwest and Northeast, with mid-South facing snow, freezing rain, or sleet. Winter Storm Indigo’s main impact is heavy snow in the Cascades and Rockies, expecting over a foot in higher elevations, affecting areas like Spokane, Washington, and Boise, Idaho. Light to locally moderate snow totals are anticipated across the Midwest, Northeast, and Mid-Atlantic on Thursday into Friday, causing travel hazards. Winter weather alerts, including an ice storm warning in parts of Washington and Oregon, are in effect until later today. In general, the worst conditions will be in areas where winter storm warnings are in effect.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after January 15th, 2024.

January 10th, 2024 - Winter Storm Heather

Winter Storm Heather was named by the Weather Channel on January 9th, 2024. Later this week, the storm is set to reach the Northwest from the Pacific, tapping into freshly unleashed arctic air. The storm is expected to arrive by late Friday and will bring more snow than rain, with some coastal rainfall. Oregon is likely to experience the heaviest precipitation, while impacts in Washington, northern California, and the Rockies will be lighter. The possibility of lowland snow, including the Portland metro area, exists in western Oregon, but snowfall amounts and temperatures remain uncertain. Seattle might see intermittent light snow, especially in higher elevations. Significant snowfall, is anticipated in the Cascades and northern Sierra. Conditions will worsen in the Cascades east of Portland on Saturday. Winter Storm Heather is also forecasted to bring rain and snow to parts of the South into the following week. The heaviest snowfall is expected in the Cascades, potentially accumulating several feet and the Sierra region may receive over a foot of new snow. The northern and central Rockies will also see heavy snow as the system moves through the West over the weekend. Additionally, heavy rainfall along the coast from Astoria, Oregon, southward to San Francisco could result in localized flooding.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after January 9th, 2024. 

January 9th, 2024 - Winter Storm Gerri

Winter Storm Gerri was named by the Weather Channel on January 8th, 2024. This week, a widespread storm will move from the West to the central and eastern states, bringing a second round of snow, strong winds, severe thunderstorms, and flooding rainfall. Following a recent storm in the same areas, the West is facing snow and low-elevation rain. Various winter weather alerts, including blizzard warnings, are in effect. The peak of the storm in the West is expected on Tuesday into Wednesday, causing potentially treacherous travel conditions, especially in the Cascades. The system will then move into the Plains on Thursday, bringing snow and the possibility of severe thunderstorms. By Friday, it is expected to intensify in the Mississippi Valley, moving into the Great Lakes and eastern Canada. The Plains, Midwest, and Great Lakes may experience heavy snowfall and strong winds. The South, particularly near the Gulf Coast, faces the risk of severe storms on Thursday and Thursday night, spreading into parts of the Southeast on Friday. Damaging winds, tornadoes, and heavy rain could lead to flooding. The Northeast, along the I-95 corridor from Boston to Washington, D.C., will likely see another round of heavy rainfall. Interior areas might experience snow or a wintry mix turning into rain, with potential flooding, especially in saturated locations. Strong winds will accompany the system throughout the region.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after January 8th, 2024.

January 4th, 2024 - Winter Storm Finn

Winter Storm Finn was named by the Weather Channel on January 4th, 2024. The storm will move through the West this weekend, where it will bring snow and rain. Snow could affect travel in many valley and mountain locations across the interior West, including Salt Lake City and Boise, Idaho. This widespread storm will bring snow, strong winds, heavy rain, and severe storms as it moves from the West into the central and eastern states early next week. The low pressure will intensify as it tracks from the Southern Plains toward the Great Lakes. The storm is expected to have its greatest effect in the central and eastern regions between Monday and Tuesday, and in certain areas, it may continue into Wednesday. Expect a band of snow and strong winds across the Plains, Midwest, and Great Lakes, north of the storm's path from Central Plains to Midwest and Great Lakes. The storm's warmer side will bring heavy rain and gusty winds. Severe storms could hit the Gulf Coast states on Monday, possibly spreading to parts of the Southeast on Tuesday, bringing the risk of damaging winds, hail, and tornadoes. The Northeast, particularly the I-95 corridor from Boston to Washington, D.C., is likely to experience heavy rainfall. Inland areas may start with snow or a wintry mix before transitioning to rain, with a potential for flooding, especially in saturated and snow-covered regions from the weekend storm.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after January 4th, 2024.

January 4th, 2024 - Winter Storm Ember

Winter Storm Ember was named by the Weather Channel on January 4th, 2024. According to the Weather Channel, the storm will hit the East this weekend, bringing a combination of snow, ice, rain and wind that could create dangerous travel conditions. Ember is tracking from the Southwest toward the Central Plains with snow and rain. The low pressure will intensify as it tracks from the Deep South northward up the East Coast this weekend. The storm could go on to become a nor'easter, which means it would have winds blowing from a northeast direction along parts of the Eastern Seaboard. Along its path from the Ohio Valley into the Appalachians, the mid-Atlantic, and the Northeast on Saturday and Saturday night, the low will allow the storm to generate precipitation, a combination of rain and snow, and some ice where its moisture mixes with cooler air. There will also be strong winds in several places. By late Sunday, Ember will begin to pull away from the Northeast, but snow, rain and wind will continue through the day.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after January 4th, 2024.

2023

December 27 - Winter Storm Donovan

Winter Storm Donovan was named by the Weather Channel on December 25th, 2023. On December 26, 2023, the Weather Channel reported that travel has become very difficult in the central and northern Plains because of Winter Storm Donovan. Blizzard warnings will remain in effect until Wednesday, with wind gusts ranging from 20 to 60 mph, blowing snow around and greatly reducing or eliminating visibility. Furthermore, a glaze of ice is likely, and snow accumulations will vary, although certain places in the Plains may receive more than 6 inches of snow. 

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after December 25th, 2023.

October 31 - Highland Fire

According to Cal Fire, the Highland Fire ignited on Monday, October 30, 2023 in Riverside County near Highlands Road and Aguanga Ranchos Road in Aguanga, California. As of the last advisory, the fast-moving fire, fueled by the Santa Ana winds, has burned approximately 2,200 acres with no containment. The Riverside County Fire Department announced on Monday that the fire in Aguanga necessitated the issuance of evacuations orders, impacting nearly 4,000 people and 1,139 homes, while an additional 500 homes received evacuation warnings on Tuesday. Although the exact cause of the blaze is currently under investigation, the strong winds and low humidity contributed to the fires rapid spread. More than 300 firefighters have been deployed in response to the fire, utilizing three air tankers in their efforts to combat the advancing flames, though their attempts have been unsuccessful. Evacuation orders have been put in place for areas located to the north of San Diego County Line, south of Highway 79, east of Forest Route 8S07, and west of Crosley Truck Trail.  

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after October 30, 2023.

October 30 - Winter Storm Bryson

Winter Storm Bryson was named by the Weather Channel on October 27th, 2023. According to the Weather Channel, Bryson brought ice and snow over the weekend, resulting in several car crashes in the Denver metro area. It also led to the cancellation or delay of flights in Denver and caused slow ground travel. Additionally, the storm brought lighter snow to the Midwest, including Sioux City, Iowa. T​he highest snowfall totals were in the mountains, with 16 inches recorded near Breckenridge, Colorado, and 15 inches reported in Copper Mountain. Colorado Springs received over 10 inches of snow, while Denver saw 6 to 8 inches in the southern part of the metro area.  

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after October 27th, 2023.

October 26 - Winter Storm Archer

The Weather Channel named the first system of this season Winter Storm Archer on October 25, 2023. According to their report, this first winter storm is currently spreading snow from the Rockies to the Plains. Another round of snowfall is expected from a separate system over the weekend. Snow is anticipated to persist from the Northern Rockies to the Northern Plains, reaching as far east as North Dakota. As of late Wednesday, Helena, Montana, had received up to 13 inches of snow, with 6 inches or more reported in the northern Cascades of Washington, northeast Montana, and northwest North Dakota. Winter storm warnings and weather advisories from the National Weather Service now extend from the Northern Rockies to North Dakota, encompassing western South Dakota and northwest Minnesota. Snowfall will continue in the Northern Rockies through Thursday, tapering off in North Dakota by Thursday and ending in northern Minnesota on Friday. Road conditions are expected to be snow-covered and slipper in the Cascades, Northern Rockies, and Northern Plains through Friday, including sections of Interstate 25, 90, and 94. Travel over mountain passes may be particularly hazardous.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after October 25th, 2023.

October 24 - Hurricane Otis

Tropical Storm Otis has intensified into a hurricane in the Eastern Pacific Ocean on October 24, 2023. According to the National Hurricane Center, Otis is located about 145 miles south-southeast of Acapulco, Mexico, and is moving toward the north-northwest at a speed of 7 mph. This general motion is expected to continue during the next couple of days, and based on the forecast track, Otis is projected to make landfall along the southern coast of Mexico by early Wednesday. Otis is rapidly approaching major hurricane strength, with maximum sustained winds now reaching 110 mph and higher gusts. Otis will bring 5-10 inches of rain, possibly up to 15 inches, in Guerrero and Oaxaca's western coastal areas through Friday, causing urban flooding and mudslide risks in higher terrain. Hurricane conditions are expected tonight and into Wednesday within the warning area, with tropical storm conditions reaching the coast later today. A dangerous storm surge may lead to significant coastal flooding, and swells generated by Otis will create life-threatening surf and rip currents along Mexico's southern coast. The hurricane is expected to continue strengthening until the center reaches the coastline and rapid weakening is likely after landfall.

The National Hurricane Center has released several watches and warnings for Hurricane Otis, including a hurricane warning in effect for Punta Maldonado westward to Zihuatanejo. A hurricane watch is in effect for Laguna de Chacahua to Punta Maldonado. And lastly, a tropical storm warning is in effect for Laguna de Chacahua to Punta Maldonado.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 24, 2023.

October 20 - Hurricane Tammy

Tropical Storm Tammy strengthened into a hurricane in the Atlantic Ocean on October 20, 2023. The National Hurricane Center indicates that Tammy is located about 165 miles east-southeast of Martinique and about 240 miles southeast of Guadeloupe. Tammy is moving toward the west-northwest at a speed of 7 mph, and this general motion is expected to continue through this afternoon. A shift toward the northwest is anticipated this evening, followed by a north-northwestward and northward turn Saturday night through Sunday night. On the forecast track, Tammy’s center is expected to approach or pass over parts of the Leeward Islands tonight and Saturday, followed by a northward movement beyond the northern Leeward Islands on Sunday. Gradual strengthening is forecast during the next couple of days, and Tammy is expected to maintain hurricane strength while it moves near or over portions of the Leeward Islands. Maximum sustained winds are 75 mph with higher gusts.

The government of France has issued a hurricane warning for Guadeloupe, and the government of Antigua has issued a hurricane warning for Antigua, Barbuda, Montserrat, St. Kitts, and Nevis. The National Hurricane Center has released several watches and warnings for Hurricane Tammy, including a hurricane watch is in effect for Anguilla, St. Maarten, St. Martin, and St. Barthelemy. A tropical storm warning is in effect for Dominica, Anguilla, St. Maarten, St. Martin, St. Barthelemy, Saba, and St. Eustatius. And lastly, a tropical storm watch is in effect for Barbados and Martinique.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 20, 2023. 

October 19 - Hurricane Norma

Tropical Storm Norma strengthened into a hurricane on October 18, 2023 in the Eastern Pacific Ocean. The National Hurricane Center indicates that Norma is located about 410 miles west-southwest of Manzanillo, Mexico, and about 430 miles of Cabo San Lucas, Mexico. At this time, Norma is moving toward the north at a speed of 6 mph. During the next few days, Norma is expected to move at a similar forward speed in a northward to north-northwestward direction, with a slower motion by the weekend. On the forecast track, Norma is forecast to approach the southern portion of Baja California on Saturday. Currently, Norma is a category 3 hurricane with maximum sustained winds of 125 mph and even higher gusts. Additional strengthening is possible today, followed by gradual weakening beginning Friday and continuing into the weekend.

Norma is expected to produce rainfall totals of 5 to 10 inches with local maximums of 15 inches through Sunday across the far southern portion of Baja California Sur. Swells generated by Norma are affecting portions of the coast of southwestern Mexico, and will spread northward along the coast of western Mexico and toward Baja California Sur during the next couple of days. These swells are likely to cause life-threatening surf and rip current conditions. The National Hurricane Center has released a hurricane watch that is in effect for Baja California peninsula from Todos Santos to Los Barriles.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 18, 2023.

October 10 - Hurricane Lidia

Tropical Storm Lidia intensified into a hurricane in the Eastern Pacific Ocean on October 9, 2023. The National Hurricane Center indicates that Lidia is located about 195 miles west-southwest of Puerto Vallarta, Mexico, and is heading east-northeast at a speed of 15 mph. Lidia is forecasted to move quickly east-northeast, making landfall in west-central Mexico tonight. It may strengthen to a major hurricane before landfall, but rapid weakening is expected afterward. Heavy rainfall, potential flooding, and mudslides are anticipated in western Mexico, with a dangerous storm surge causing coastal flooding. Tropical storm conditions are expected in specific areas, and swells generated by Lidia will pose threats to the west coast of Mexico and the Baja California peninsula, leading to life-threatening surf and rip currents. Maximum sustained winds have increased to speeds of 100 mph with higher gusts.

The National Hurricane Center has released warnings for Hurricane Lidia, including a hurricane warning in effect for Las Islas Marias and Manzanillo to El Roblito, and a tropical storm warning in effect for El Roblito to Mazatlan and Punta San Telmo to Manzanillo.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 9, 2023.

September 18 - Tropical Storm Nigel

Tropical Storm Nigel intensified into a hurricane on September 18, 2023 in the Atlantic Ocean. The National Hurricane Center indicates that Nigel is located about 875 miles east-southeast of Bermuda and is moving toward the northwest at a speed of 12 mph. This general motion is expected to continue for the next couple of days, and Nigel is forecast to turn northward late Tuesday, then accelerate northeastward through the rest of the week. Maximum sustained winds have increased to 80 mph, with higher gusts. By Tuesday, Nigel is forecast to rapidly strengthen into a major hurricane, with a gradual weakening trend potentially starting by Wednesday. At this time, there are no coastal watches or warnings in effect and no hazards affecting land.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 18, 2023. 

September 12 - Morocco Earthquake

Morocco was struck by a devastating magnitude 6.8 earthquake on September 8, 2023, resulting in a tragic loss of over 2,600 lives, with most casualties in Marrakech and nearby provinces, according to Morocco's Interior Ministry and the Associated Press. This earthquake, the strongest in 120 years, caused widespread damage to historic cities with stone and masonry structures ill-prepared for such tremors. Social media was flooded with videos showing buildings collapsing, including damage to Marrakech's iconic red walls. The National Institute of Geophysics warned of potential aftershocks, leading to evacuations, and a magnitude-4.9 aftershock was recorded just 19 minutes later by the U.S. Geological Survey. The earthquake's impact was felt as far away as Portugal and Algeria. Abderrahim Ait Daoud, the leader of Talat N'Yaaqoub, reported that local authorities were working to clear roads for ambulances while revealing that many homes in nearby towns had collapsed, and power outages occurred in certain areas. Given the vast distances between mountain villages, it may take time to fully assess the extent of the damage and injuries, according to the AP.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after September 8, 2023.

September 12 - Hurricane Margot

Tropical Storm Margot strengthened into a hurricane in the Atlantic Ocean on September 11, 2023. The National Hurricane Center indicates that Margot is located about 890 miles southwest of the Azores, moving north at a speed of 12 mph. Starting tomorrow, the hurricane is expected to turn toward the north-northwest at a slower forward speed, followed by a gradual northward turn at an even slower speed on Thursday and Friday. Maximum sustained winds are at 85 mph with higher gusts. The hurricane is expected to maintain its current strength for the next several days, although short-term fluctuations, both upward and downward, are possible. The Azores can anticipate the arrival of swells generated by Margot starting on Wednesday, which are likely to create hazardous surf conditions and potentially life-threatening rip currents.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 11, 2023. 

September 6 - Hurricane Lee

Tropical Storm Lee strengthened into a hurricane in the Atlantic Ocean on September 6, 2023. The National Hurricane Center indicates that Lee is located about 1,120 miles east of the northern Leeward Island, moving in a west-northwestward direction at a speed of 14 mph. This general motion is expected to persist for the next few days, with a slight decrease in forward speed over the weekend. Maximum sustained winds have increased to 85 mph, with higher gusts. According to forecast, Lee is expected to undergo steady to rapid strengthening, with expectations that it will become a major hurricane within the next day or two. The swells produced by Lee are anticipated to approach sections of the Lesser Antilles by Friday, and they will likely impact the British and U.S. Virgin Islands as well as Puerto Rico over the weekend. These swells have the potential to create dangerous surf conditions and rip currents that could pose a threat to life.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 6, 2023. 

September 6 - Hurricane Jova

Tropical Storm Jova strengthened into a hurricane during the early hours of September 6, 2023, within the Eastern Pacific Ocean. The National Hurricane Center indicates that Jova is located about 600 miles south off the southern tip of Baja California, moving in a west-northwestward direction at a speed of 13 mph. This general motion is expected to persist through late this week, and Jova is likely to become a major hurricane by tonight. Maximum sustained winds have increased to 105 mph, with higher gusts, and it is expected to continue rapidly strengthening over the next day or so. At this time, there are no coastal watches or warnings in effect.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 6, 2023. 

August 29 - Hurricane Idalia

Tropical Storm Idalia strengthened into a hurricane early Tuesday morning, on August 29, 2023, in the Atlantic Ocean. The National Hurricane Center reports that Idalia is located 120 miles west of the Dry Tortugas and about 275 miles south-southwest of Tampa, Florida. Idalia is moving towards the north at a speed of 14 mph, and it is expected that it will have a faster motion toward the north and north-northeast leading up to early Wednesday while approaching Florida's Gulf coast. By late Wednesday and Thursday, a shift in direction towards the northeast and east-northeast is predicted. This change in course is expected to bring the center of Idalia close to or potentially along the coastlines of Georgia and the Carolinas. Maximum sustained winds have increased to 85 mph with higher gusts. Before the hurricane makes landfall, rapid intensification is expected and Idalia is predicted to be a major hurricane when it reaches the Gulf coast of Florida by Wednesday morning.

At this time, a storm surge warning is in effect for areas ranging from Englewood northward to Indian Pass, as well as for Tampa Bay. A hurricane warning has been issued for the Cuban province of Pinar del Rio, the middle Longboat Key northward to Indian Pass, and Tampa Bay. Additionally, a tropical storm warning is currently in effect for various areas: Isle of Youth in Cuba, Dry Tortugas, Chokoloskee northward to the middle of Longboat Key, west of Indian Pass to Mexico Beach, and from Sebastian Inlet in Florida to South Santee River in South Carolina. A surge watch is also in place for regions stretching from Chokoloskee northward to Englewood, including Charlotte Harbor, and from the mouth of the St. Mary’s River to South Santee River in South Carolina. Meanwhile, a hurricane watch is under effect for the area from Englewood to the middle of Longboat Key. Lastly, a tropical storm watch is in effect for the lower Florida Keys west of the west end of the Seven Mile Bridge, and from South Santee River northward to Surf City, North Carolina.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 29, 2023.

August 28 - Hurricane Franklin

Tropical Storm Franklin strengthened into a hurricane in the Atlantic Ocean on August 26, 2023. The National Hurricane Center indicates that Hurricane Franklin is located about 455 miles north of Grand Turk Island and 475 miles southwest of Bermuda. Franklin is moving toward the north at a speed of 9 mph, and this northward to north-northeastward motion with a slightly faster forward speed is expected during the next few days. The forecast track shows that the center of Franklin is expected to pass well to the west of Bermuda on Wednesday. Maximum sustained winds have increased to 145 mph with greater gusts. Franklin is already a category 4 hurricane, and while further strengthening is possible today, slow weakening is forecast to begin later Tuesday. The swells, dangerous surf, and rip currents caused by Franklin are beginning to hit Bermuda and the southeast coast of the United States. Over the next few days, it is anticipated to extend northward along the east coast of the United States and Atlantic Canada.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 26, 2023.

August 22 - Head Fire

The Head Fire started on August 15, 2023 in Siskiyou County, CA, after a series of lightning strikes were caused by thunderstorms in the area. The blaze was found burning in the Klamath National Forest on the north side of the Klamath River near the confluence of the Scott River and has burned about 3,500 with no containment. The Siskiyou County Sheriff's Office has issued numerous evacuation orders and warnings, and due to the fire's progress, Highway 96 and the Scott River Road are closed. Hikers and backpackers are requested to avoid the routes in that area since portions of the Pacific Crest Trail were also closed.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after August 15, 2023. 

August 21 - SRF Lightning Complex Fire
The Six Rivers National Forest Lightning Complex Fire was named on August 20, 2023. According to Cal Fire, the fire has burned a total of 4,080 acres and is 15% contained. The fire was named after the complex received about 150 lightning strikes across the forest in Humboldt County on the evening of August 15, 2023. After this significant lightning activity, there have been 27 confirmed fires in the forest, including the 7 fires within the complex.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after August 20, 2023.

August 21 - Plant Fire
The Plant Fire started Saturday afternoon on August 19, 2023 in Santa Barbara County. The fire has been one of the largest in the county that has burned approximately 5,464 acres near Aliso Park Road and Foothill Road, New Cuyama and is now 60% contained. As of August 20, 2023, the Santa Barbara County Fire Department reported that Highway 166 between Highway 101 and New Cuyama has reopened after being closed on Saturday afternoon. All evacuation alerts and orders issued from Aliso Park Road to Cottonwood Canyon as a result of the fire have also been lifted.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after August 19, 2023.

August 21 - Happy Camp Complex Fire
The Happy Camp Complex Fires was named on August 16, 2023 after a series of lightning storms ignited the complex that is comprised of 13 fires burning in the Klamath National Forest over a large portion of Siskiyou County. The fires have burned a total of 10,507 acres and have been uncontained since it has posed formidable challenges to firefighting efforts due to its size, varying fire behavior, and the challenging weather conditions. The Klamath National Forest is issuing an emergency closure order for the Happy Camp Ranger, Oak Knoll, and Scott River Ranger Districts. The forest closure prohibits the public from entering portions of the forest in or near the vicinity of ongoing wildfire activity, and also prohibits the use of roads, trails, and developed recreation sites within the closure area.

Customers are strongly encouraged to read their state specific Plan documentfor details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after August 16, 2023.

August 21 - Smith River Complex Fire
The Smith River Complex Fire was named on August 15, 2023 in Del Norte County, CA after experiencing thunderstorms that caused dusty and erratic winds over portions of the area. The complex includes 12 confirmed fires to become the Smith River Complex Fire, which burned approximately 28,712 acres with no containment just south of the Oregon border. The Del Norte County Sheriff's Department, in collaboration with the County Office of Emergency Services and California Interagency Incident Management Team have raised the evacuation level along all of French Hill Road due to a combination of extreme fire and weather behavior. The U.S. Highway 199 is fully closed in Del Norte County from Pioneer Road to Oregon Mountain Road due to the fires, and there is no estimated time of reopening.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after August 15, 2023.

August 17 - Hurricane Hilary

Tropical Storm Hilary strengthened into a hurricane in the Eastern Pacific Ocean on August 17, 2023. The National Hurricane Center reports that Hilary is now a category 2 hurricane and it's expected to further develop into a major hurricane later today. With maximum sustained winds at 105 mph and higher gusts, additional rapid strengthening is forecast within the next day. Hilary is located about 500 miles south-southeast of Cabo San Lucas, Mexico, and is currently moving west-northwest at a speed of 14 mph, and this general motion is expected to continue through the night. A shift toward the northwest is expected Friday morning, followed by a turn toward the north-northwest and north on Saturday. According to the projected path, Hilary’s center will approach the Baja California peninsula over the weekend, potentially bringing 3 to 6 inches of rainfall, with isolated areas receiving up to 10 inches by Sunday night. This could lead to locally significant flash flooding. Moreover, the Southwestern United States should expect heavy rainfall from Hilary between Friday and early next week, with rainfall ranging from 2 to 4 inches. Isolated areas in southern California and southern Nevada might experience over 8 inches of rain. The large swells generated by Hilary are likely to result in dangerous surf and rip current conditions along portions of the southwestern Mexico and Baja California coastlines over the next few days.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 17, 2023.

August 14 - Hurricane Fernanda

Tropical Storm Fernanda rapidly upgraded into a hurricane on August 13, 2023 in the Eastern Pacific Ocean. According to the National Hurricane Center, on August 12, 2023, Fernanda was initially located about 610 miles off the southern tip of Baja California. It was moving west-northwest at 10 mph with maximum sustained winds at 45 mph. As of this morning, Hurricane Fernanda is located about 745 miles southwest off the southern tip of Baja California and is moving west at 8 mph. A general west to west-northwest motion is expected to continue with some increase in forward speed over the next few days and there’s a chance of further intensification today, followed by a weakening trend starting either tonight or early Tuesday. Currently, maximum sustained winds have increased to 130 mph and Fernanda is now considered a category 4 hurricane. At this time, there are no coastal watches or warnings in effect and Fernanda poses no immediate threat to land.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 13, 2023.

August 9 - Island of Hawaii and Maui Wildfires

Multiple devasting wildfires on the Island of Hawaii and Maui ignited on August 8, 2023 were fueled by strong winds from Hurricane Dora, dry vegetation, and low humidity. Authorities said that people in the town of Lahaina were forced to jump into the harbor waters to avoid fast-moving flames and smoke from a massive brush fire that destroyed much of the historic area, homes, and businesses. The U.S. Coast Guard had rescued dozens of people who entered the ocean to escape the smoke and fire conditions. On Tuesday, the Hawaii National Guard was called in to support emergency workers following a proclamation issued by the acting Lieutenant Governor, Sylvia Luke. Due to the fire being widespread, the fires have forced people to evacuate, multiple schools and roads to close, and power outages in several communities to more than 14,000 people. On the west side of Maui, 911 service was down with resorts, visitors, and commercial districts losing communication due to downed cell towers and hospitals on the island of Maui are overwhelmed with burn patients and people suffering from smoke inhalation. On the Island of Hawaii, county officials said there are brush fires in North and South Kohala and about 400 homes were evacuated in the northern part on Tuesday. As the blaze continues, Maui’s Kahului Airport is sheltering approximately 1,800 travelers from canceled flights and flight arrivals and the state of Hawaii is discouraging any non-essential travel to the island. All of the Hawaiian islands are currently under a red flag warning due to the strong winds and low humidity that can produce an increased risk of fire danger and several shelters and evacuation centers have been opened.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after August 8, 2023. 

August 7 - Almond Fire

The Almond Fire in Kern County started Sunday afternoon August 6, 2023. According to Cal Fire, the fire has burned 5,229 acres near Lost Hills. The Kern County Fire Department said firefighters worked overnight to bring containment up to 90% and the fire and smoke can be seen burning near the intersection of Highway 46 and Highway 33. The cause of the fire is under investigation and Caltrans encourages all motorists to use an alternate route.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after August 6, 2023. 

August 3 - Greece Wildfires

The Greece Wildfires started on July 17, 2023, following a series of heatwaves and multiple wildfires across Europe. The wildfires have subsided on Friday after burning for almost two weeks and forecasters predict that this ongoing heatwave in Greece could potentially become the longest in the country's history, lasting up to 16-17 days. So far, the wildfires have claimed the lives of five people and injured more than 20, and have also destroyed homes, farms, factories, and large areas of forest. It has severely damaged numerous areas in Greece, with over 80 wildfires recorded. Impacted areas, such as Attica and Corfu have been forced to evacuate to safety. On the island of Rhodes, where about 20,000 tourists and locals had to evacuate seaside hotels and houses, the wildfires have dwindled down after scorching approximately 10% of the island's land. Firefighting teams are still active in multiple locations, aiming to fully control all the fronts and the Greek government established a Crisis Management Unit to address the situation. In the hard-hit area of Magnesia, the wildfires reached an air force ammunition depot near the coastal town of Nea Aghialos. The blaze at the depot caused powerful explosions, forcing people to escape by land and sea to Volos. The European Union has deployed over 450 firefighters and seven airplanes to assist in Greece. Specifically, 81 firefighters, 26 vehicles, and three planes have been assigned to help combat the situation in Rhodes.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after July 17, 2023.

August 2 - Hurricane Dora

Tropical Storm Dora intensified into a hurricane in the Eastern Pacific Ocean Monday afternoon, August 1, 2023. As of this morning, the National Hurricane Center indicates that Dora is located about 575 miles south-southwest of the southern tip of Baja California and is moving toward the west near 16 mph and a westward to west-southwestward motion is expected over the next several days. Maximum sustained winds have increased near 105 mph with higher gusts. Dora is undergoing rapid intensification and is expected to reach major hurricane status later today. However, it is predicted to gradually weaken towards the end of the week. Dora is a compact tropical cyclone, with hurricane-force winds limited to a 10-mile radius from the center, and tropical-storm-force winds extending up to 45 miles.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 1, 2023. 

July 31 - York Fire

The York Fire is a large wildfire burning out of control in California’s Mojave National Preserve and is spreading rapidly with high winds and dry brush fueling the flames. The fire started on July 28, 2023 near Caruthers Canyon in the New York Mountains of California and has scorched 77,000 acres. As of Sunday, officials say that the fire is 0% contained and has crossed the state line from California into Nevada while sending smoke further east into the Las Vegas Valley. While firefighters are continuing to battle the fire, they are also observing fire whirls that can be extremely dangerous for them and it could potentially ignite new fires. Firefighters in Clark County, Nevada are facing challenges with limited visibility due to thick smoke that can affect aerial support, grand crews’ movements, and communications among firefighting units. The fire burning in Clark County near Nipton and Searchlight remains some distance from these areas so no evacuation orders have been issued at this time but officials urge anyone who lives in the vicinity of the fire to take necessary precautions.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after July 28, 2023.

July 31 - Bonny Fire

According to Cal Fire, the Bonny Fire ignited Thursday afternoon on July 27, 2023 in Riverside County near Aguanga and is one of two major blazes burning in California as the region faces hot and dry weather. The fire continued to burn out of control Saturday evening and had swelled to 2,206 acres with 10% containment. An evacuation order remains in effect for the area north of the San Diego County line, east of Bonny Lane, south of Bowers Road, Bailey Road and Ramsey Road and west of Anza Borrego State Park. As the fire threatens 786 structures, the support from Riverside and cooperating agencies includes 1,884 firefighters, five helicopters and numerous air tankers. The fire department says that full containment isn’t expected until August 7, 2023.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after July 27, 2023. 

July 17 - Rabbit Fire

The Rabbit Fire broke out in California’s Riverside county towards the beginning of the weekend on July 14, 2023. The location of the fire is at Gilman Springs Road and Olive Avenue in Moreno Valley. According to the California Department of Forestry and Fire Protection, the Rabbit Fire is still burning with 35% containment and has burned nearly 8,000 acres so far. As of Sunday, the fire threatened a number of roads to be closed and 152 structures are threatened and have not been damaged. Firefighters have made progress which downgraded part of the evacuation order to a warning for some areas and the fire is expected to be fully contained by Wednesday. The agency reported the vegetation fire started at 20 acres in Lakeview with a rapid spread and the cause is under investigation.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after July 14, 2023.

July 14 - Hurricane Calvin

Tropical Storm Calvin upgraded into a hurricane in the Eastern Pacific Ocean Thursday morning, July 13, 2023. According to the National Hurricane Center, Calvin continued to strengthen as of last night and is called to be a major hurricane with maximum sustained winds of 120 mph. Hurricane Calvin is currently located about 1080 miles southwest off the southern tip of Baja California and it’s present movement is west at 16 mph. The center says the Calvin is currently a category 3 hurricane and there is a chance of it becoming stronger today. However, starting tomorrow, it is expected to weaken, and this weakening trend is forecasted to persist until early next week.  

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 13, 2023.

June 30 - Hurricane Beatriz

Tropical Storm Beatriz upgraded into a hurricane in the Eastern Pacific Ocean Friday morning, June 30, 2023. According to the National Hurricane Center, Hurricane Beatriz strengthened off the Coast of Guerrero, Mexico and is located about 50 miles south of Lazaro Cardenas, Mexico and about 175 miles southeast of Manzanillo, Mexico and is moving northwest at 13 mph with maximum sustained winds near 75 mph. Beatriz is expected to become stronger until tonight while maintaining hurricane status until Saturday, posing a threat of hurricane-force winds and a hazardous storm surge to the southwestern coast of Mexico in the coming days. A Hurricane Warning is currently active for parts of Guerrero, Michoacan, Colima, and Jalisco, with hurricane conditions anticipated today and tomorrow. Southern Mexico, from Oaxaca to Nayarit, should prepare for heavy rainfall that could result in dangerous flash floods and mudslides. The hurricane is projected to continue moving with a slightly reduced forward speed until early Sunday. Following that, it is expected to turn towards the west-northwest and slow down even further on Sunday.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after June 30, 2023.

June 28 - Hurricane Adrian

Tropical Storm Adrian rapidly intensified into a hurricane in the Eastern Pacific Ocean Wednesday morning, June 28, 2023. According to the National Hurricane Center, Adrian is about 360 miles southwest of Manzanillo, Mexico and is moving west at 8 mph and this general motion is expected to continue through Thursday. On the forecast track, a turn toward the west-northwest with a decrease in forward speed on Friday and hurricane-force winds extend outward up to 10 miles from the center with tropical-storm-force winds extending outward up to 60 miles. Currently, maximum sustained winds have increase to near 75 mph with higher gusts and additional strengthening is forecast during the next couple of days then weakening is expected to begin by late Friday.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after June 28, 2023.

June 8 - FAA Grounds Flights in New York

On June 7, 2023, the Federal Aviation Administration grounded flights headed to New York’s LaGuardia Airport due to smoke from the Canadian wildfires that decreased visibility in the area and covered swaths of the U.S.  The FAA delayed flights into New York and Newark, New Jersey, and it briefly halted flights bound for Philadelphia International Airport and New York’s LaGuardia airport as smoke from the wildfires continues to spread across the Northeastern United States.  The ground stop required planes to remain on the ground at their airport of originand according to tracking service FlightAware, there are more than 1,100 flights to, from, and within the U.S. that have been delayed, with 71 of them canceled.  On Wednesday alone, there were about 5,600 U.S. flight delays and 162 flight cancellations, although not all were due to the smoke.  As of today, airlines in the U.S. have canceled 120 flights and delayed another 1,928.  The FAA lifted a ground stop for flights bound for LaGuardia airport today but continues to delay some flights on the ground due to the smoke.  We suggest travelers to contact their airlines to determine flight status as the extreme wildfire smoke haze continues to linger over the Northeastern U.S. and could also delay flights through Boston, Philadelphia, Baltimore and Washington, D.C.  

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this natural disaster under any plans purchased on or after June 7, 2023.

April 3 - Winter Storm Vanessa

Winter Storm Vanessa was named on April 3, 2023. In the early part of this week, certain regions in the West and Northern Plains will experience a powerful winter storm that will bring with it heavy snowfall and strong winds, potentially leading to blizzard-like conditions in some areas. The winter storm is spreading snow across parts of the West and northern High Plains right now and The Weather Channel reports that Vanessa may also produce more severe storms in the central states by Tuesday. The National Weather Service has issued blizzard warnings for certain areas of the Northern Plains, which include Bismarck and Fargo in North Dakota, as well as Rapid City in South Dakota. Additionally, there are several winter storm warnings, watches, and weather advisories spanning from the Pacific Northwest's higher elevations to the Rockies and Northern Plains.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after April 3, 2023.

April 1 - Winter Storm Uriel

Winter Storm Uriel was named on March 31, 2023. According to The Weather Channel, Uriel is expected to bring dangerous winter conditions to parts of the upper Plains and upper Midwest. While the storm has the potential of causing blizzard conditions it is expected in parts of Minnesota and Dakotas. In the Upper Peninsula, Winter Storm Uriel could also produce heavy snowfall and strong winds with gusts up to 50mph. The storm is also said to cause some lake affect snow as it crosses the Great Lakes into interior New England and off to the coast by late Sunday.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after March 31, 2023.

March 10 - Winter Storm Sage

Winter Storm Sage was named on March 10, 2023. An increasingly possible East Coast storm by early next week, which could bring high winds, heavy snow and rain to parts of the Northeast and New England. Winter Storm Sage will first bring heavy rain and snow to the West, including California while  being fueled by the atmospheric river pummeling California with heavy rainfall that has already produced flooding, rockslides and mudslides in parts of the state. Then it will spread into the Northern Plains and Midwest into this weekend with snow and gusty winds. Blizzard conditions from Sage are possible in parts of North Dakota and northeastern Montana into early Saturday.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after March 10, 2023.

March 10 - Winter Storm Ricardo

Winter Storm Ricardo was named on March 9, 2023. According to The Weather Channel, the storm tracking the northern tier will spread snow and rain from the Great Lakes into the Northeast to end the week. As of early Friday, around 8 inches of snow has been recorded in parts Wisconsin and northern Illinois, including near Plainville, Wisconsin, and Bull Valley, Illinois. Hudsonville, Michigan, measured 10 inches of snow early Friday. Snow and gusty winds will persist over the Great Lakes, making travel dangerous in Buffalo, Chicago, Detroit, and Milwaukee. Winter Storm Ricardo is expected to come to an end by early day Saturday in the Northeast which means possible snow across the interior with rain or a mix of rain and snow near the coast. The National Weather Service has issued winter storm warnings and winter weather advisories from the Plains into the southern Great Lakes and interior Northeast where travel could be impacted, with the worst conditions expected in locations under warnings, including Milwaukee.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after March 9, 2023.

February 28 - Winter Storm Quest

Winter Storm Quest was named on February 27, 2023. This new coast-to-coast winter storm will bring blizzard conditions to California’s Sierra Nevada before spreading toward the Midwest and Northeast with snow and ice later this week. Winter Storm Quest will bring multiple waves of snow that will impact parts of the Northwest, California’s Sierra and the Rockies from now through Wednesday. The storm is also expected to bring heavy snow and strong winds at times in the Sierra and other mountainous areas while lower elevations of California will see periods of rain. B​lizzard warnings are posted in California's Sierra Nevada, where a combination of snow and strong winds will make travel difficult or impossible into Wednesday. Winter storm warnings, winter weather advisories and winter storm watches are in effect from lower elevations of the Pacific Northwest into the Rockies.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after February 27, 2023.

February 23 - Winter Storm Piper

Winter Storm Piper was named on February 23, 2023. In Southern California, rare blizzard warnings have been prompted as a result of this powerful winter storm and could also bring flooding rain, low-elevation snow and record late February cold into the weekend. The high winds from the storm has knocked down trees and left over 100,000 without power, as a cold front accompanied colder air into California on Tuesday. Winter Storm Piper is currently spreading snow and rain showers in Oregon, California, Arizona, and Nevada as it moves southward down the West Coast. In the high country of Southern California, multiple feet of snow and high winds are expected to produce whiteout conditions Friday into Saturday. The bigger threat of heavy rain is in Southern California where there is likely to be flash flooding and also a heighten risk of debris flowing, mud and rockslides, particularly in areas burned by wildfires in recent years. A number of winter storm warnings, watches and winter weather advisories have been issued by the National Weather Service, including in the Sierra.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after February 23, 2023.

February 22 - Winter Storm Olive

Winter Storm Olive was named on February 20, 2023. The worst impacts from Winter Storm Olive are beginning as it spreads heavy snow and blizzard conditions through the Rockies, Plains and upper Midwest, and snow and ice from the Great Lakes into parts of the Northeast. In some areas, that snow is already combining with strong winds to produce whiteout conditions, such as in parts of eastern South Dakota and some pockets of freezing rain have also developed in parts of the southern Great Lakes. Blizzard warnings, winter storm warnings, and winter weather advisories have been issued by the National Weather Service across seven states in the Rockies, Northern Plains, and upper Midwest, as well as into the Northeast. Ice storm warnings are also in effect in parts of eastern Iowa to southern Michigan, with expected dangerous driving and potential power outages. Heavy snow and strong winds may cause whiteout conditions and travel disruptions, particularly in rural areas where roads, including interstates, may close. There is a risk to those stranded on roads due to the bitterly cold air and potential power outages or downed trees due to the snow and strong winds. For areas of the upper Midwest, such as Minneapolis-St. Paul, where the National Weather Service referred to it as a "historic winter storm," this could be one of the heaviest snowstorms in years.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after February 20, 2023.

February 15 - Winter Storm Nova

Winter Storm Nova was named on February 14, 2023. According to The Weather Channel, the storm could cause travel headaches this week as it targets parts of the West, Plains, and upper Midwest with snow. The snow from Winter Storm Nova will spread into the Plains on Wednesday then into parts of the Midwest Wednesday night through Thursday night. The storm will also strike parts of the eastern Great Lakes and northern New England with snow by late Thursday into Friday. The majority of this storm's precipitation will fall as rain in large portions of the Ohio Valley and the Northeast, but as the cold front moves through on Thursday night and Friday, a brief period of wet snow may also occur. Nova could also trigger severe thunderstorms in parts of the South and Ohio Valley which may lead to damaging winds, hail and some tornadoes.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after February 14, 2023.

February 9 - Turkey Earthquake

On February 6, 2023, a catastrophic and deadly 7.8 magnitude earthquake struck southern and central Turkey. The quake occurred west of the city of Gaziantep, causing widespread damage and thousands of fatalities in the region and was closely followed by numerous aftershocks - including one quake which was almost as large as the first. Due to the severity, the final death toll is anticipated to keep increasing and may not be known for weeks due to the sheer volume of rubble that needs to be sifted. According to the Associated Press and Reuters, more than 11,000 people have been confirmed dead as a result of the earthquake. On Wednesday, rescue teams have continued searching for survivors buried in the rubble of thousands of buildings destroyed by the earthquake and aftershocks. Turkey currently has tens of thousands of aid workers in the earthquake zone, and search teams from more than two dozen other nations have also joined them. However, many people are still waiting for assistance, and the likelihood of finding survivors is decreasing. In some areas, the cold, road closures, and damage in the region have also impeded mobility and access. Adelheid Marschang, a Senior Emergency Officer with the World Health Organization, described the situation as "a crisis on top of multiple crises" and estimated that up to 23 million people could be impacted in the earthquake-affected area.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this natural disaster under any plans purchased on or after February 6, 2023. Generali Global Assistance Travel Insurance plans are unable to provide coverage for travel to Syria or any other expenses related to services connected to Syria, or any other certain OFAC sanctioned destinations.

February 1 - Winter Storm Mara

Winter Storm Mara was named on January 30, 2023. According to The Weather Channel, Mara is causing major travel problems in the Southern Plains, including some major cities in Texas. It has been reported that the storm is affecting millions of people, leaving more than 11,000 homes, businesses, and other utility customers without electricity in Texas. The storm has already canceled, or delayed hundreds of flights and 500 or more flights were canceled to or from Dallas-Fort Worth International Airport alone. Numerous car accidents have also been reported close to Dallas, Austin, and along the Tennessee-Arkansas border, and icy roads have played a part in them. Parts of the Southern Plains has already experienced sleet and freezing rain from the storm and u​p to an inch of sleet has been reported in parts of eastern Oklahoma, including the Tulsa metro area, accompanied by lightning, at times while in Denton, Texas, about a half inch of sleet was reported. A​n ice storm warning is in effect from central Arkansas to western Tennessee and extreme northwestern Mississippi, including Little Rock and Memphis. Icing in these areas could be heavy enough to cause tree damage and knock out power, and will make most roads hazardous. W​inter storm warnings are in effect for a broad area of central, northern and western Texas, including the entire Dallas-Ft. Worth Metroplex, Austin and Waco. In these areas, widespread hazardous travel is expected with at least some potential for power outages and damage to trees. Winter weather advisories extend from other parts of Texas to parts of the Mississippi and Ohio valleys while some of these areas could see disruptions to daily life, including slippery travel.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after January 30, 2023.

January 27 - Winter Storm Leona

Winter Storm Leona was named on January 27, 2023. This winter storm will bring heavy snow to parts of the Northern Plains and Rockies and will be followed by arctic air. Slippery travel conditions are possible as Winter Storm Leona moves through the Midwest on Saturday and by Sunday the South will experience heavy rain that could lead to potential flooding this weekend. The rainfall from the storm will be widespread in the South where one to two inches of rain in some places and other areas can see upwards of 3 inches of rain.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after January 27, 2023.

January 25 - Winter Storm Kassandra

Winter Storm Kassandra was named on January 23, 2023. Over 1300 miles of winter alerts were issued due to this cross-country winter storm and Kassandra will delay travel as it spreads snow through portions of the Midwest, Great Lakes and Northeast. The storm is currently impacting areas from the mid-Mississippi Valley into the Great Lakes and Northeast with snowfall and has brought several inches of snow to the Southern Plains and Ozarks. Southern Missouri and northern Arkansas have experienced tree damage and power outages as a result of the area receiving up to a foot of heavy, wet snow. At least moderate snow and gusty winds will impact the Great Lakes and mid-Mississippi Valley on Wednesday. The interior of the Northeast can anticipate the most snowfall, but some areas on the southern edge of the wintry weather may eventually change to a wintry mix or even rain. This combination will affect travel in Chicago, Cleveland, Detroit, Indianapolis, and St. Louis. W​inter storm warnings and winter weather advisories have been issued by the National Weather Service along the current and future path of Kassandra. Those alerts stretch from the Midwest into New England. Due to the snowfall, expect some of these areas to present hazardous travel conditions.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after January 23, 2023.

January 25 - Winter Storm Jimenez

Winter Storm Jimenez was named on January 21, 2023 and is spreading snow across the Northeast. Jimenez dumped snow over the weekend from parts of the Plains and Midwest and will continue to spread snow across parts of New England and the interior Northeast before it winds down. The Weather Channel reports that snow from Jimenez is ongoing from Maine into the central Appalachians, and that rain will turn to snow as far south and east as the Interstate 95 corridor in southeast New England. W​inter storm warnings and winter weather advisories have been posted by the National Weather Service for many of the areas that are expected to see snowfall from Jimenez today and the worst travel conditions are expected in areas that are under winter storm warnings.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after January 21, 2023.

January 18 - Winter Storm Iggy

Winter Storm Iggy was named on January 17, 2023. In the Southwest, Winter Storm I​ggy is producing mountain snow and lower elevation rain right now and the storm will blanket parts of the Rockies, Plains and upper Midwest with significant snow this week. At least 6 inches of snow is expected from Colorado to Michigan while much of the Northeast will mostly see rain instead of snow. The exception to this is parts of upstate New York and northern New England where there could be at least 6 inches of snow. W​inter storm watches, warnings and advisories have been issued by the National Weather Service along the current and future path of Iggy, from the Southwest into the upper Mississippi Valley.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after January 17, 2023.

January 4 - Winter Storm Hudson

Winter Storm Hudson was named on January 2, 2023. The storm is currently moving across the Plains and upper Midwest where it will continue to bring snow, ice, and strong winds into Wednesday. The Weather Channel says that the storm is also producing severe weather in the South. The worst travel conditions will generally be in areas under winter storm warnings, including Minneapolis-St. Paul. A​n ice storm warning is in effect from northeast Nebraska into northwest Iowa and south-central Minnesota. This is where there is a heightened risk of icing that could be significant enough to cause tree damage and knock out power. The storm will impact much of the upper Midwest and parts of the Northern and Central Plains, including Minneapolis-St. Paul and Sioux Falls, South Dakota with snow and winds strong enough to cause blowing snow and low visibility. W​inter storm warnings and winter weather advisories have been issued by the National Weather Service and stretch from the Northern and Central Plains into the upper Mississippi valley and northern Great Lakes.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after January 2, 2023.

2022

December 30 - Winter Storm Gael

Winter Storm Gael was named on December 28, 2022. According to the Weather Channel, the storm dumped more than 7 inches of heavy, wet snow on the Intermountain West which shut down a major interstate in Colorado and knocking out power to thousands in the state. Snowfall at rates of up to 2 inches per hour caused some vehicles to be trapped and more than 100 miles of Interstate 70 in Colorado were shut due to the storm. Several accidents were reported along I-70 and I-25 that forced multiple road closures and the storm is expected to cause bus and rail delays.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after December 28, 2022.

December 20 - Winter Storm Elliott

Winter Storm Elliott was named on Monday, December 19, 2022. According to The Weather Channel, this major storm could become a bomb cyclone over the Midwest later this week and bring blizzard conditions to parts of the Great Lakes as well as high winds to the East Coast. W​inter storm alerts, including watches and advisories, have already been issued by the National Weather Service as far east as the Midwest ahead of this storm. In the Pacific Northwest and northern Rockies, several inches of snow is expected, especially north of downtown where there will be slippery, snow-covered travel in the metro area. By Wednesday, the storm will spread into the Plains as the powerful arctic cold front plunges southward. Snow could be heavy, accompanied by strong winds in parts of the central Plains and upper Midwest. The strongest of winds from the storm are expected Friday into early Saturday in the Midwest and along the East Coast from New England to Georgia, where winds will be capable of downing tree limbs and knocking out power in areas with heavy snow accumulations weighing down trees and powerlines in the Midwest and East. In parts of the Great Lakes, from Wisconsin and Illinois to parts of Michigan, Indiana.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after December 19, 2022.

December 13 - Winter Storm Diaz

Winter Storm Diaz was named by the Weather Channel on December 10, 2022. According to the Weather Channel, Diaz has slowed down travel in the West where some areas were buried with feet of snow. Over the weekend, Winter Storm Diaz produced heavy snow in the Sierra Nevada and was measured up to 4 to 5 feet in the Tahoe region and officials have warned that avalanche dangers would be elevated in areas where feet of snow fell. The storm is also producing snow in the northern, central, and southern Rockies and is expected to bring blizzard conditions to parts of the Plains. Due to the storm being widespread, more winter weather warnings including blizzard warnings and ice storm warnings are expected from the West to the Northeast. Winter storm warnings have also been issued by the National Weather Service for a broader area that extends from the mountain West into the upper Midwest.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after December 10, 2022.

November 30 - Winter Storm Carli

Winter Storm Carli formed on November 30, 2022. According to the Weather Channel, Carli could make travel difficult in the West where there will be areas of heavy snow. Carli is currently moving eastward through the Northern Rockies and Northern Plains. While more cold air is moving in, the snow is going to extend from the Northern Plains to the Upper Midwest until Friday. The heaviest snow totals are expected in the Sierra passes where 1-3ft snow totals are possible with snowfall rates of 2-3 inches per hour and strong winds creating white out conditions.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after November 30, 2022.  

November 30 - Winter Storm Beck

Winter Storm Beck formed on November 29, 2022. According to the Weather Channel, Beck will continue to bring light to moderate snow from the Rockies into the Upper Midwest. By Wednesday, the Upper Midwest will experience accumulating snow followed by cold air.

Customers are strongly encouraged to read their state specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this storm under any plans purchased on or after November 29, 2022.  

November 30 - Mauna Loa Volcano Eruption

On November 27, 2022, Hawaii's Mauna Loa the largest subaerial volcano measured by both mass and volume began erupting, forcing closures and putting Hawaii residents on high alert. The U.S. Geological Survey's Hawaiian Volcano Observatory said Monday that the eruption continued in the Northeast Rift Zone, with three fissures erupting and lava shooting between 100 and 200 feet into the air. The observatory cautioned that lava flows could continue to travel downslope. The Hawaii Department of Health alerted the public about "voggy conditions," including potential air quality hazards across the state and residents were advised to reduce outdoor activities. While no mandatory evacuations were ordered, Hawaii County Mayor Mitch Roth declared a state of emergency due to the threat of imminent disaster early Monday and said community evacuations may become necessary and several shelters were opened.

Customers are strongly encouraged to read their state-specific Plan document for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this natural disaster under any plans purchased on or after November 27, 2022.

November 9 - Winter Storm Alejandra

The Weather Channel has named Winter Storm Alejandra on November 9th, 2022 as the first blizzard of the season. Alejandra has already brought heavy know to California's Sierra and other parts of the mountain West and will become a Northern Plains blizzard to end the week with dangerous travel likely in the Dakotas and northern Minnesota. Alejandra is producing snow from the Sierra to the Rockies and northern High Plains. At this time blizzard warnings are posted from north-central South Dakota into northwest Minnesota, including Bismarck and Grand Forks, North Dakota. Ice storm warnings have also been issued in parts of South Dakota and Pierre. Winds will intensify Thursday into early Friday, with frequent gusts from 40 to 60 mph over the Northern Plains from the Dakotas into northern Nebraska and Minnesota. The combination of these winds and heavy snow will likely produce blizzard or near-blizzard conditions that could prompt the closure of roads

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after November 9, 2022.  

November 3 - Hurricane Martin

Tropical Storm Martin intensified into a hurricane on Wednesday, November 2, 2022 in the Atlantic. The National Hurricane Center indicates that Martin is located about 765 miles northwest of The Azores and 730 miles east of Cape Race Newfoundland and is moving toward the northeast near 48 mph with a turn toward the north at a slightly slower forward speed expected this evening. Martin’s forward motion is forecast to slow down substantially on Friday and a general east to east-southeastward motion is then forecast by Friday night, which will likely continue through the weekend. Currently, maximum sustained winds are near 85 mph with higher gusts and Martin is forecast to become a very powerful post-tropical cyclone within the next few hours. Martin’s peak sustained winds will likely begin to decrease on Friday, but it will continue to produce strong winds over a very large area well into the weekend. At this time, there are no coastal watches or warnings in effect, however, swells generated by Martin when it becomes a post-tropical cyclone, will likely spread across a large portion of the high-altitude North Atlantic basin, affecting portions of Atlantic Canada, The Azores, and the Atlantic coast of Europe by the weekend. These swells are likely to cause life threatening surf and rip current conditions.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after November 2, 2022.

November 2 - Hurricane Lisa

Tropical Storm Lisa intensified into a hurricane in the Atlantic Ocean on Wednesday morning, November 2, 2022. According to the National Hurricane Center, Lisa is moving toward the west near 14 mph with this general motion and a gradual turn toward the west-northwest and some decrease in forward speed forecasted during the next couple of days.  On the forecast track, the center of Lisa will make landfall in Belize later today, and then cross northern Guatemala and move into southeastern Mexico by Thursday. Currently, maximum sustained winds have increased to near 80 mph with higher gusts and some strengthening is forecast before landfall. Rapid weakening will occur after the center of Lisa moves inland. At this time, there is a Hurricane warning in effect for the coast of Belize and Chetumal to Puerto Costa Maya, Mexico. In addition, there is a Tropical Storm warning in effect for Bay Islands, Honduras, the North coast of Honduras from Punta Castilla westward, the north coast of Guatemala and Puerto Costa Maya to Punta Allen, Mexico.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after November 2, 2022.

September 26 - Hurricane Ian

Tropical Storm Ian intensified into a hurricane in the Atlantic Ocean early Monday morning, September 26, 2022. According to the National Hurricane Center, Ian is about 90 miles west-southwest of Grand Cayman and about 275 miles southeast of the western tip of Cuba and is moving toward the northwest near 14 mph with a turn toward the north-northwest expected later today, followed by a northward motion on Tuesday with a slightly slower forward speed. In addition, a turn toward the north-northeast is forecast on Tuesday night or early Wednesday.  On the forecast track, the center of Ian is expected to pass near or west of the Cayman Islands today, and near or over western Cuba tonight and early Tuesday and will then emerge over the southeastern Gulf of Mexico on Tuesday, pass west of the Florida Keys late Tuesday, and approach the west coast of Florida on Wednesday. Currently, maximum sustained winds are near 75 mph with higher gusts and rapid strengthening is expected during the next day or so. Ian is forecast to become a major hurricane tonight when it is near western Cuba.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 26, 2022. 

September 19 - Hurricane Fiona

Tropical Storm Fiona intensified into a hurricane in the Atlantic Ocean on Sunday morning, September 18, 2022. According to the National Hurricane Center, Fiona is moving toward the northwest near 8 mph with this general motion expected to continue through tonight, followed by a turn toward the north-northwest on Tuesday and to the north on Wednesday.  On the forecast track, the center of Fiona will move over the eastern portion of the Dominican Republic during the next few hours and emerge over the southwestern Atlantic this afternoon. The center is forecast to pass near or to the east of the Turks and Caicos on  Tuesday. Currently, maximum sustained winds are near 90 mph with higher gusts and some strengthening is expected during the next few days after the hurricane emerges over the southwestern Atlantic. Fiona is forecast to become a major hurricane by Wednesday. At this time, there is a hurricane warning in effect for the coast of the Dominican Republic from Cabo Caucedo to Cabo Frances Viejo and Turks and Caicos. A hurricane watch in effect for the North coast of the Dominican Republic from Cabo Frances Viejo westward to Puerto Plata. A tropical storm warning in effect for Puerto Rico, including Vieques and Culebra, the North coast of the Dominican Republic from Cabo Frances Viejo westward to Puerto Plata, and Southeastern Bahamas, including the Acklins, Crooked Island, Long Cay, the Inaguas, Mayaguana, and the Ragged Islands. And lastly, there is a tropical storm watch in effect for the South coast of the Dominican Republic west of Cabo Caucedo to Barahona.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 18, 2022. 

September 12 - Hurricane Kay

Tropical Storm Kay intensified into a hurricane in the Pacific Ocean on Monday, September 5, 2022. Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 5, 2022. 

September 9 - Hurricane Earl

Tropical Storm Earl intensified into a hurricane in the Atlantic Ocean on Tuesday, September 6, 2022. According to The National Hurricane Center, Earl is accelerating toward the northeast near 26 mph. A faster northeastward motion is anticipated tonight with Earl forecasted to slow down considerably Saturday night through Monday. Currently, maximum sustained winds are near 105 mph with higher gusts and slight fluctuations in intensity are possible this evening. Earl is expected to complete its transition to a powerful hurricane-force extratropical low on Saturday and then steadily weaken through early Monday. At this time, there are no coastal watches or warnings in effect. However, swells generated by Earl are affecting Bermuda and the U.S. East Coast and are expected to reach Nova Scotia and Newfoundland tonight and on Saturday. These swells are likely to cause life-threatening surge and rip current conditions through the weekend.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 6, 2022. 

August 9 - Hurricane Howard

Tropical Storm Howard rapidly intensified into a category 1 hurricane in the Eastern Pacific Ocean on Monday, August 8, 2022. According to The National Hurricane Center, Howard is the seventh hurricane of the Eastern North Pacific season. Hurricane Howard is located 330 miles west southwest of the southern tip of Baja California and is moving northwest at 13 mph with maximum sustained winds of 80 mph. The center says that this motion is expected to continue through tonight followed by a turn to the west northwest tomorrow. While some weakening is anticipated to begin tomorrow, some additional intensification is possible through tonight. At this time there are no coastal watches or warnings in effect.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 8, 2022. 

August 1 - Hurricane Frank

According to the National Hurricane Center, Frank strengthened into a hurricane on Friday evening, July 29, 2022 in the Eastern Pacific Ocean but has weakened to a tropical storm on Monday morning, August 1, 2022. Frank is located 810 miles west of the southern tip of Baja California and is moving toward the northwest near 12 mph with maximum sustained winds decreased to 65 mph. The path will keep the storm off the coast of Mexico but it will be close enough to produce rough waves and could produce life-threatening rip currents. This general motion is forecast to continue through Tuesday night. A slower north-northwestward to northward motion is expected by Wednesday.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 29, 2022. 

July 26 - Oak Fire

A ferocious wildfire outside of California’s Yosemite Park started at around 2:10 pm on July 22, 2022 and was named the Oak Fire. According to Cal Fire, the Oak Fire is 10% contained and has burned 16,791 acres in Mariposa county on Hwy 140 and Carstens Road, near Midpines. Several structures have been destroyed and thousands of residents have been forced to evacuate their homes due to the fire. More than 2,500 firefighters battling the blaze were expected to encounter tough conditions including low humidity, high temperatures and steep terrain, Cal Fire said. The agency also dispatched 17 helicopters, 281 fire engines, 66 dozers and 46 water tenders to fight the Oak Fire. Due to the size of the fire, numerous road closures are in effect and evacuation orders and warnings have been issued. For more information regarding road closures, evacuation orders and warnings in effect for the Oak Fire please visit Cal Fire’s website.  

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after July 22, 2022. 

July 17 - Hurricane Estelle

Tropical Storm Estelle rapidly intensified to a hurricane on Saturday, July 16, 2022 in the Eastern Pacific Ocean. The National Hurricane Center indicates that Estelle has 80 mph maximum sustained winds with higher gusts and is located 300 miles south of Manzanillo, Mexico. Estelle is moving toward the west northwest near 9 mph. A west-northwestward motion with some increase in forward speed is expected through Tuesday. Continued rapid intensification is likely through Sunday, and Estelle is forecast to become a major hurricane by Sunday night. The center also says that weakening is expected to begin on Tuesday.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 16, 2022. 

July 11 - Hurricane Darby

Tropical Storm Darby quickly strengthened into a hurricane on Sunday, July 10, 2022. According to the National Hurricane Center, Hurricane Darby is considered a category 3 hurricane as it continues to strengthen and intensify with maximum sustained winds of 125 mph. Darby is located about 1050 miles west southwest of the southern tip of Baja California and is moving west at 15 mph. Darby remains a small hurricane, with hurricane-force winds only extending outward of 10 miles from the center and tropical-storm-force winds extending outward of up to 60 miles. The center also states that there is additional strengthening in the forecast today and Darby could become a category 4 hurricane and begin to weaken by midweek.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 10, 2022. 

July 4 - Hurricane Bonnie

Tropical Storm Bonnie strengthened into a hurricane on Sunday, July 3, 2022. Bonnie originally formed in Atlantic on Friday, July 1, 2022 in the Atlantic but has now moved into the Eastern Pacific. According to the National Hurricane Center, Hurricane Bonnie is located about 210 miles south of Salina Cruz, Mexico and is headed west northwest at 17 mph. The center also recorded that Bonnie has maximum sustained winds of 80 mph and swells generated by Bonnie will affect portions of the coasts of Guatemala, and southern and southwestern Mexico during the next few days. Outer rain bands north of Bonnie’s track will bring periods of heavy showers into portions of southern Mexico through Monday night. At this time, there are no coastal watches or warnings in effect.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 3, 2022. 

June 15 - Hurricane Blas

Tropical Storm Blas quickly strengthened into a hurricane Wednesday morning, June 15, 2022 in the Eastern Pacific Ocean. The National Hurricane Center indicates that Hurricane Blas is about 300 miles south - Southeast of Manzanillo, Mexico and is moving toward the west-northwest at 5 mph. Maximum sustained winds have increased to near 75 mph with higher gusts and additional strengthening is likely in the next 24 hours followed by gradual weakening by the end of the week. The hurricane center states that swells generated by Blas are expected to reach the coast of southwestern Mexico later today. These swells are likely to cause life-threatening surf and rip current conditions.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after June 15, 2022. 

May 19 - Winter Storm Tad

Winter Storm Tad was named on May 19, 2022. According to the Weather Channel, Winter Storm Tad will dump heavy, wet snow in Wyoming and Colorado that could down trees and powerlines, leading to power outages. Tad is a late-season snowstorm to impact the Rockies and Denver metro area where there will be 5 to 8 inches of snow in Denver, up to a foot of snow in Breckenridge, and more than two feet of snow in higher elevations. Winter storm warnings have been issued and extended into the city of Denver.  

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after May 19, 2022. 

May 10 - Tropical Cyclone Karim

Tropical Cyclone Karim formed over the southern Indian Ocean on May 8, 2022. Karim has been classified as a category II hurricane, with a wind speed of 112 km per hour gusting at nearly 140 km per hour. Tropical Cyclone Karim has moved southwest of Cocos Island and is about 716 km southwest of Cocos Island. It is expected that Karim will move south and gradually weaken over the next few days; however tropical moisture associated with the weakening cyclone will drift south and east, bringing rain to Western Australia and even heavier widespread rain in Washington over the next few days.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after May 8, 2022. 

May 10 - Tropical Cyclone Asani

Tropical Cyclone Asani formed over the southern Bay of Bengal on May 7, 2022 and moved north-west towards central-eastern India. The center was located approximately 260 km south-east of Kakinada City (northern coast of Andhra Pradesh State) with maximum sustained wind of 120 km per hour. Asani is forecast to weaken to a tropical storm as it approaches the central-eastern coast of India. Heavy rainfall and strong winds are forecast over coastal Andhra Pradesh and Odisha States.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after May 7, 2022. 

April 20 - Tunnel Fire

According to the National Interagency Fire Center, the Tunnel Fire was first reported on Sunday, April 17, 2022. The fire was found about 14 miles northeast of Flagstaff in Coconino County and grew dramatically from 15 mph to 25 mph winds with gusts up to 35 mph. Officials said the Tunnel Fire has spread north and east and has grown to more than 19,700 acres. The wind-driven fire is still 0% contained and has caused evacuation orders for all areas both east and west of Highway 89 and north of Campbell Avenue. At this time the cause of the fire is still under investigation.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after April 17, 2022. 

April 11 - Winter Storm Silas

Winter Storm Silas was named on April 11, 2022. According to the Weather Channel, Silas is a widespread storm that will move from the West into the Northern Plains, where it will pack heavy snow and strong winds, including blizzard conditions. A foot of snow is expected in some areas and wind gusts up to 50 mph. This system will be the same storm that will produce severe weather, including tornadoes, damaging winds, and large hail from the Plains to the Midwest and South. Snow and strong winds will also spread across the Northern Rockies, the Sierra Nevada and Wasatch.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after April 11, 2022.  

April 6 - Puerto Rico Power Station Fire

A fire broke out late Wednesday night in San Juan, Puerto Rico at one of four main power stations on April 6, 2022. The fire caused more than a million residents without power and more than 160,000 residents without water. Officials from Puerto Rico were forced to close schools, government offices and suspended some public transportation. As of today, power is slowly being restored and officials are still unsure when it will be full restored. The cause of the fire is still unknown and under investigation.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after April 6 2022. 

March 9 - Winter Storm Quinlan

Winter Storm Quinlan formed on March 9, 2022. According to the Weather Channel, Quinlan is a potent storm that will spread snow from the Rockies, Plains, and mid-South into New England while turning into a “bomb cyclone” packing high winds as it tracks up the East Coast. Snow is expected to cover a broad area from the Rockies to Nebraska and Iowa with at least 6 inches of snow. Winter weather alerts have been issued by the National Weather Service for many of these areas, including a winter storm warning for the Kansas City metro area and a winter weather advisory for Denver.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after March 9, 2022.

March 4 - Flanagan Fire

The Flanagan Fire is a fire that started on March 4, 2022 at approximately 10:31 a.m. in Shasta County, California. According to Cal Fire, the Flanagan Fire has burned 40 acres so far and is 20% contained. Officials say that the fire is spreading at a moderate speed and is located at Flanagan Road and N. Beltline Road, west of Shasta Lake City. The wind station at Whiskeytown Lake West showed winds blowing at 14 mph. Cal Fire officials have called for additional resources as fire agencies were challenged by the strong winds in the direction of the Comets Gas Station and the Knauf Fiberglass plant as well as more dense residential neighborhoods. The Shasta County Sheriff’s Office closed Walker Mine Road due to the fire and ordered evacuations for residents that lived along the road.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after March 4, 2022. 

March 3 - Jim Fire

The Jim Fire is a wildfire that started on March 2, 2022 in Orange County, California. According to Cal Fire, the fire is located at Holy Jim Canyon and Trabuco Creek Road, northeast of Rancho Santa Margarita. At this time, the Jim Fire has burned 553 acres and is 15% contained. The Cleveland National Forest Service said the fire is growing at a moderate rate of speed and that additional resources have been ordered. Officials said no homes are threatened and no evacuations have been ordered.  

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after March 2, 2022. 

March 3 - Alpine Fire

The Alpine Fire started on Tuesday, March 1, 2022 in Sonoma County, California. According to Cal Fire, the fire broke out on a ridge above Monte Rio and Rio Grande. The fire has burned 11 acres so far and is 50% contained. Fire crews have been able to stop the forward progress of the fire. The agency has also said that no structures were threatened and no evacuation orders were ordered.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after March 1, 2022. 

February 22 - Winter Storm Nancy

Winter Storm Nancy formed Sunday, February 20, 2022. According to the Weather Channel, Nancy is tracking across large portions of the nation’s northern tier with snow and ice. Nancy is spreading the heaviest snow into the Northern Plains and upper Midwest. The worst travel conditions are expected where winter storm or blizzard warnings are in effect. Winter weather alerts issued by the National Weather Service stretch from parts of Montana and Wyoming to the Great Lakes and far northern New England. Minneapolis and Fargo, North Dakota, are among the cities covered with weather alerts.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after February 20, 2022.

February 22 - Winter Storm Oaklee

Winter Storm Oaklee formed Sunday, February 20, 2022. According to the Weather Channel, Oaklee is a cross-country winter storm that will spread snow and ice from parts of the West to the Southern Plains, Midwest and Northeast through the end of the week. Winter Storm Oaklee will leave snow and ice farther south due to its Arctic air being more expansive. Snow is expected in parts of Nevada, northern Arizona, Utah, and the mountains of Colorado. Rain showers, lightning , small hail, and graupel are possible in lowers elevations from California into southern Arizona. Freezing or sleet could spread from northern and central Texas into the Ozarks and Ohio Valley. Oaklee is expected to bring heavy snow from northern Pennsylvania into upstate New York and much of New England, with sleet or freezing rain on the southern end. Both Winter Storm Nancy and Oaklee could contribute to flooding and severe thunderstorms, from near the Ohio River into the South.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after February 20, 2022.

February 17 - Airport Fire

The Airport Fire formed on February 16, 2022 in Bishop, California. According to Cal Fire, the fire is located on Airport Road and East Line Street, east of Bishop and continued to remain active overnight, burning to the south. Winds have remained steady and will continue at 10-15 miles per hour out of the northwest. The Airport Fire is zero contained and has burned 2,800 acres so far. The cause of the fire is still unknown and under investigation. At this time, evacuation orders have been issued for Big Pine east of Hwy 395, White Mountain Research Center, and Owens Valley (Caltech) Radio Observatory.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after February 16, 2022.

February 15 - Winter Storm Miles

Winter Storm Miles formed Tuesday, February 15, 2022. According to the Weather Channel, Winter Storm Miles is a cross-country storm that will spread snow, ice, and strong winds from the West to the Plains and Midwest. Miles is currently moving across the West and will track across the Central Plains into the Mississippi Valley and Great Lakes while pulling in increasing moisture from the Gulf of Mexico. During the week, Central and Eastern U.S. will experience the storm’s most impactful weather with heavy snow and strong winds from 30 – 50 miles per hour. There will also be a threat of severe storms and heavy rain in the South which could cause potential flooding from melting snow. The National Weather Service has issued a winter storm watch for DeKalb, Kane, DuPage, Cook, LaSalle, Kendall, Grundy, Will and Kankakee counties in Illinois, along with Lake, Porter, LaPorte, Newton and Jasper counties in Indiana, from Wednesday night through Thursday evening.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after February 15, 2022.

February 10 - Emerald Fire

The Emerald Fire is a brushfire that formed at approximately 4:00 A.M. on February 10th, 2022 in Orange County, California. The fire has burned 145 acres so far and is located on Hwy 1 and Emerald Bay, Northwest of Laguna Beach.  According to Orange County Fire Authority, twenty-five fire engines, three water-dropping helicopters, and a fixed-wing fire surveillance aircraft are on the scene while an air tanker is on the way from Cal Fire. At this time evacuation orders have been issued for Emerald Bay, Irvine Cove, and North Coast of Laguna Beach. Evacuation warnings are also in effect for North Laguna and Boat Canyon area of Laguna Beach.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific event under any plans purchased on or after February 10, 2022.

January 31 - Winter Storm Landon

Winter Storm Landon formed Sunday, January 30, 2022. According to the Weather Channel, Winter Storm Landon is a major winter storm that will make travel conditions extremely dangerous with heavy snow, ice, sleet, and freezing rain across the Rockies, Plains, Midwest, and Northeast. Winter storm watches have now been issued by the National Weather Service along a portion of this storm’s path, from Colorado to northwest Texas to Michigan. Additional winter weather alerts will likely be issued for other areas as the height of the storm draws closer.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after January 30, 2022.

January 27 - Winter Storm Kenan

Winter Storm Kenan formed Thursday, January 27, 2022. According to the Weather Channel, Winter Storm Kenan will turn into an intense low-pressure system referred to as a bomb cyclone. Kenan will bring heavy snow, strong winds, and coastal flooding to parts of the East Coast. Downed trees and power outages are possible due to a combination of strong winds with heavy snow. Winter storm watches have been issued by the National Weather Service from parts of southern New England southward through the coastal mid-Atlantic as far south as eastern North Carolina. This includes Boston, Providence, New York City, Philadelphia and Norfolk.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after January 27, 2022.

January 26 - Financial Insolvency of Genting Hong Kong

Genting Hong Kong filed for bankruptcy on Thursday, January 10, 2022. Genting Hong Kong, the company that runs Star Cruises; Crystal Cruises; Dream Cruises; and shipyard MV Werften in Germany, says cash levels are at a point where it will run out by the end of January. The future of the three cruise lines operating under Genting Hong Kong is uncertain at best. Although the company said some parts would continue to operate, it is unclear which assets that includes.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for Financial Insolvency, please note that there is no coverage for this specific event under any plans purchased on or after December 27, 2021.

January 20 - Winter Storm Jasper

Winter Storm Jasper formed Thursday, January 20, 2022. According to the Weather Channel, Winter Storm Jasper will bring a mixture of snow, freezing rain and ice to parts of the South and southern mid-Atlantic, including the possibility of icing, heavy enough to knock out power and cause tree damage near portions of the coastal Carolinas. Currently, most parts of the central and eastern states there is fresh arctic air supplied by high pressure behind a cold front. Winter storm warnings and winter weather advisories have been issued for parts of southern Texas, the South and mid-Atlantic. In addition, ice storm warnings have been issued from the upper coast of South Carolina into coastal parts of southern North Carolina, including Myrtle Beach and Wilmington.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after January 20, 2022.

January 7 - Winter Storm Hatcher

Winter Storm Hatcher formed Friday, January 7, 2022. According to the Weather Channel, Winter Storm Hatcher will continue to bring more snow and rain across the Northwest as it winds down. Blizzard warnings are in effect for Montana where there could be zero visibility at times due to blowing and drifting snow. The storm will also be dumping heavy snow with wind gusts up to 40 miles per hour as it moves off the coast of the Northeast.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after January 7, 2022.

January 5 - Winter Storm Garrett

Winter Storm Garrett formed Wednesday, January 5, 2022 in the Rockies. According to The Weather Channel, Garrett is a fast-moving weather system that will dump snow in parts of the South and Northeast Thursday into Friday. It will blanket areas from Kentucky and Tennessee to the Appalachians with snow Thursday. Winter Storm Garrett will also bring more snow and ice through the Eastern half of the U.S. A number of winter storm alerts have been issued by the National Weather Service from the High Plains to the Appalachians to New England ahead of Winter Storm Garrett.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after January 5, 2022.

2021

December 30 - Winter Storm Frida

Winter Storm Frida formed Thursday, December 30, 2021 in the West. According to The Weather Channel, Frida will spread snow from the Rockies and Plains to parts of the Midwest and northern New England and cause some treacherous travel into the holiday weekend. Heavy snow is possible from the central Plains to Michigan. Winter storm watches and warnings are active from the Southwest to parts of the upper Midwest. Kansas City, Des Moines, Iowa, and parts of the Front Range of northern Colorado, including Boulder, Fort Collins and the western Denver metro area are covered by winter storm watches.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after December 30, 2021

December 28 - Winter Storm Elmer

Winter Storm Elmer formed Monday, December 27, 2021. According to The Weather Channel, Elmer is a fast moving system that will bring freezing temperatures and snow in the upper Midwest and Northern Great Lakes regions. Winter Storm Elmer will also bring snow in some parts of the West.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after December 27, 2021.

December 27 - Winter Storm Delphine

Winter Storm Delphine formed Saturday, December 25, 2021. According to The Weather Channel, Winter Storm Delphine will bring heavy snow, strong winds, and cold temperatures. The storm will bring a significant amount of snow in the Northern Plains. Winter storm watches and winter weather advisories are in effect for the Plains and Midwest with high wind warnings in the West.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after December 25, 2021.

December 20 - Winter Storm Carrie

Winter Storm Carrie formed Friday, December 17, 2021 in the Northeast. According to The Weather Channel, Carrie is a quickly moving system that will bring snow, ice, and rain. Winter Storm advisories and warnings are in effect in the Northeast. As of Monday, December 20, 2021, Manchester News says that Carrie is approaching the United Kingdom with a so-called “snow bomb” that could bring a centimeter of snow within an hour in certain areas. The storm will bring unsettled weather including windy conditions, snow, rain, and temperatures near to below normal.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after December 17, 2021.

December 13 - Winter Storm Bankston

Winter Storm Bankston formed Monday, December 13, 2021 in the Southwest. As of December 14, 2021, the Weather Channel indicates that Bankston is tracking into California with feet of mountain snow and soaking lower elevation rain and will spread across the Intermountain West on its way to becoming a major, potentially damaging wind event for parts of the Plains and Midwest. The storm is currently bringing rain, snow and gusty winds to California and parts of the Mountain West. Very powerful winds will be a threat to the Central U.S. on Wednesday, December 15, 2021. Winter Storm alerts are active, and gusts up to 65 mph are possible.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after December 13, 2021.

December 13 - Winter Storm Atticus

Winter Storm Atticus formed Thursday, December 9, 2021 in the Southwest. As of December 13,2021, the Weather Channel indicates that Atticus will impact parts of California early this week with feet of snow and flooding rain. The storm is currently bringing rain, snow and gusty winds to parts of the Northwest and Northern California. Much of Northern California, including parts of the central coast is expected to pick up at least a couple of inches of total rainfall through Tuesday. Local flash flooding is likely, particularly in urban areas most susceptible to flooding. Rockslides are possible and at least some debris flows can be expected, particularly over areas recently burned by wildfires. Wind gusts from 40 to 70 mph are expected over the higher elevations and will lead to whiteout conditions at times. Winter storm warnings have been posted by the National Weather Service throughout the Sierra Nevada for the heavy snow.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For retail and custom retail plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after December 9, 2021.

October 25 - Hurricane Rick

Tropical Storm Rick strengthened into a hurricane early Saturday morning, October 23, 2021 in the Eastern Pacific ocean. The National Hurricane Center indicates that Rick is about 40 miles north of Lazaro Cardenas, Mexico and is moving toward the north near 9 mph with a north-northwestward to northward motion expected over the next 12 to 24 hours.  The center of Rick will move farther inland over southern Mexico today and tonight. Currently, maximum sustained winds have decreased to near 80 mph with higher gusts.  Rapid weakening is expected today while Rick continues to move over land, and Rick is forecast to dissipate over the mountainous terrain of southern Mexico tonight or Tuesday. At this time, a hurricane warning is in effect for Tecpan de Galeana to Punta San Telmo and a tropical storm warning is in effect for east of Tecpan de Galeana to Acapulco and west of Punta San Telmo to Manzanillo.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 23, 2021.

October 13 - Hurricane Pamela

Tropical Storm Pamela strengthened into a hurricane early Tuesday morning, October 12, 2021 in the Pacific ocean. The National Hurricane Center indicates that Pamela is about 40 miles northwest of Mazatlan, Mexico, moving toward the northeast near 14 mph and a faster northeastward motion is expected later today. The center of Pamela will move farther inland over western Mexico later today. Currently, maximum sustained winds are near 75 mph with higher gusts and rapid weakening is forecast as the center of Pamela moves farther inland.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after October 12, 2021.

September 24 - Hurricane Sam

Tropical Storm Sam strengthened into a hurricane early Friday morning, September 24, 2021 in the Atlantic ocean. The National Hurricane Center indicates that Sam is about 1,365 miles east-southeast of the northern Leeward Islands and is moving just north of due west near 14 mph and this motion is expected to continue through tonight.  A decrease in forward speed and a motion toward the west-northwest are expected over the weekend. Currently, maximum sustained winds remain near 75 mph with higher gusts and rapid intensification is forecast to resume over the next several days with Sam likely to become a major hurricane on Saturday. At this time, there are no coastal watches or warnings in effect and Sam poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 24, 2021.

September 14 - Hurricane Nicholas

Tropical Storm Nicholas strengthened into a hurricane Monday night, September 13, 2021 in the Atlantic ocean. The National Hurricane Center indicates that Nicholas did weaken back into a tropical storm early Tuesday morning. At this time, Nicholas is about 10 miles southeast of Houston, Texas and 85 miles west-southwest of Port Arthur, Texas and is moving toward the northeast near 6 mph with this general motion expected to continue today. The storm should move more slowly toward the east-northeast by tonight, and then turn eastward on Wednesday over Louisiana.  Little motion is anticipated on Thursday. Currently, maximum sustained winds have decreased to near 45 mph with higher gusts and additional weakening is forecast during the next couple of days as Nicholas moves further inland, and the storm is forecast to become a tropical depression by tonight.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 13, 2021.

September 9 - Hurricane Olaf

Tropical Storm Olaf strengthened into a hurricane Thursday morning, September 9, 2021 in the Pacific ocean. The National Hurricane Center indicates that Olaf is about 155 miles southeast of Cabo San Lucas, Mexico and is moving toward the north-northwest near 7 mph with a turn toward the northwest forecast by tonight, followed by a slower westward motion Friday night and Saturday. The center of Olaf will approach southern Baja California Sur today, move near or over the southern part of the peninsula tonight and on Friday, and then move westward away from land Friday night and Saturday. Maximum sustained winds have increased to near 75 mph with higher gusts and additional strengthening is likely before Olaf nears the southern coast of the Baja California peninsula tonight. Weakening is likely on Friday and through the weekend. At this time, a hurricane warning is in effect for Baja California Sur, Mexico from Los Barriles to Santa Fe and a tropical storm warning is in effect for Baja California Sur, Mexico north of Santa Fe to Cabo San Lazaro and Baja California Sur, Mexico north of Los Barriles to San Evaristo.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 9, 2021.

September 2 - Hurricane Larry

Tropical Storm Larry strengthened into a hurricane early Thursday morning, September 2, 2021 in the Atlantic ocean. The National Hurricane Center indicates that Larry is about 660 miles west of the southernmost Cabo Verde Islands and is moving toward the west near 17 mph with a gradual turn towards the west-northwest and a decrease in forward speed expected over the next few days. Maximum sustained winds have increased to near 80 mph with higher gusts and steady rapid strengthening is forecast during the next couple of days. Larry is expected to become a major hurricane by Friday night. At this time, there are no coastal watches or warnings in effect for Larry and it poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after September 2, 2021.

August 30 - Hurricane Nora

Tropical Storm Nora strengthened into a hurricane Saturday morning, August 28, 2021 in the Pacific ocean as it was approaching the coastline of mainland Mexico at 75 mph. The National Hurricane Center indicates that Nora did weaken back into a Tropical Storm Sunday, August 29, 2021. Monday, August 30, 2021, Nora has dissipated into a remnant low and is about 65 miles east-southeast of Los Mochis, Mexico. The remnants are moving toward the north-northwest near 9 mph and this general motion should continue for the next day or two. Maximum sustained winds are near 30 mph with higher gusts and weakening is likely during the next 24 hours.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 28, 2021.

August 30 - Hurricane Ida

Tropical Storm Ida strengthened into a hurricane Friday afternoon, August 27, 2021 in the Atlantic ocean as it approached the Isle of Youth, Cuba at 75 mph. The National Hurricane Center indicates that Ida did weaken back into a Tropical Storm Monday, August 30, 2021. Currently, Ida is about 95 miles south-southwest of Jackson, Mississippi and 50 miles north-northeast of Baton Rouge, Louisiana. Ida is moving toward the north near 8 mph, and this general motion is forecast to continue today with a faster northeastward motion expected to begin by tonight and continue on Tuesday.  On the forecast track, the center of Ida will move farther inland over southeastern Louisiana early this morning and move into southwestern Mississippi later this morning. Ida is then forecast to move over central and northeastern Mississippi this afternoon and tonight, and move across the Tennessee Valley on Tuesday. Maximum sustained winds have decreased near 60 mph with higher gusts and additional rapid weakening is forecast during the next day or so, with Ida expected to become a tropical depression by this evening.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after August 27, 2021.

July 15 - Hurricane Felicia

Tropical Storm Felicia strengthened into a hurricane Thursday morning, July 15, 2021 in the Eastern Pacific ocean. The National Hurricane Center indicates that Felicia is about 775 miles southwest of the Southern tip of Baja California with maximum sustained winds at 90 mph moving toward the west near 12 mph. Felicia is expected to make a gradual turn to the west-southwest by Friday and this motion is expected to continue over the next 48 hours. Felicia has rapidly intensified over the past day or so, and some additional strengthening is expected through early Friday. Slow weakening is possible by this weekend. At this time, there are no coastal watches or warnings in effect for Felicia and it poses no immediate threat to land.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 15, 2021.

July 2 - Hurricane Elsa

Tropical Storm Elsa strengthened into a hurricane early Friday morning, July 2, 2021 in the Atlantic ocean. The National Hurricane Center indicates that Elsa is about 5 miles north of St. Vincent and 675 miles east-southeast of Santo Domingo Dominican Republic and moving towards the west-northwest near 29 mph with this motion expected to continue during the next couple of days. Some decrease in forward speed is to be expected Sunday night. Elsa is also expected to move away from the Windward Islands during the next several hours, move across the eastern Caribbean Sea later today and tonight, and move near the southern coast of Hispaniola late Saturday or Saturday night. By Sunday, Else is forecast to move near Jamaica and portions of eastern Cuba, and move near portions of central and western Cuba Sunday night and early Monday. Currently, maximum sustained winds are near 75 mph with higher gusts and the center of Elsa is passing near St. Vincent and St. Lucia. Little change in strength is expected over the next 48 hours, however, some decrease in winds is possible on Monday as Elsa interacts with Cuba.  At this time, a hurricane warning is in effect for St. Lucia, St. Vincent and the Grenadines, in addition to the south coast of the Dominican Republic from Punta Palenque to the border with Haiti. Hurricane conditions are also possible within the areas of the South coast of the Dominican Republic from Punta Palenque to the border with Haiti, and Jamaica. A tropical storm warning is in effect for Barbados, Martinique, Dominica, The southern coast of Dominican Republic from Cabo Engano to the border with Haiti, The coast of Haiti north of Port Au Prince, and Jamaica. Tropical storm conditions are also possible within the areas of Grenada and its dependencies, Saba and Sint Eustatius, and North coast of the Dominican Republic from Cabo Engano to Bahia de Manzanillo.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage. For plans that do offer coverage for adverse weather and natural disasters, please note that there is no coverage for this specific storm under any plans purchased on or after July 2, 2021.